Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Wednesday, May 04, 2011	Broker /Origination Fee:	0.000%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.500 %	$1,013.37	1.000 %	$2,000.00	4.604%	$1,619.00	APPLY ONLINE
4.750 %	$1,043.29	0.000 %	Get $0.00	4.768%	$1,619.00	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.250 %	$1,238.47	1.000 %	$2,000.00	4.392%	$1,619.00	APPLY ONLINE
4.500 %	$1,265.30	0.000 %	Get $0.00	4.525%	$1,619.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$1,454.44	1.000 %	$2,000.00	3.929%	$1,619.00	APPLY ONLINE
4.000 %	$1,479.38	0.000 %	Get $0.00	4.031%	$1,619.00	APPLY ONLINE

10 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$1,954.38	1.000 %	$2,000.00	3.507%	$1,619.00	APPLY ONLINE
3.500 %	$1,977.72	0.000 %	Get $0.00	3.545%	$1,619.00	APPLY ONLINE

30 Year Fixed Jumbo

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.000 %	$2,000.00	4.730%	$1,619.00	APPLY ONLINE
4.875 %	$1,058.42	0.000 %	Get $0.00	4.894%	$1,619.00	APPLY ONLINE

15 Year Fixed Jumbo

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.875 %	$1,466.88	1.000 %	$2,000.00	4.055%	$1,619.00	APPLY ONLINE
4.250 %	$1,504.56	0.000 %	Get $0.00	4.282%	$1,619.00	APPLY ONLINE

3/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.750 %	$816.48	1.000 %	$2,000.00	4.067%	$1,619.00	APPLY ONLINE
3.000 %	$843.21	0.000 %	Get $0.00	4.027%	$1,619.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.000 %	$843.21	1.000 %	$2,000.00	3.978%	$1,619.00	APPLY ONLINE
3.375 %	$884.19	0.000 %	Get $0.00	4.002%	$1,619.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$898.09	1.000 %	$2,000.00	4.047%	$1,619.00	APPLY ONLINE
3.750 %	$926.23	0.000 %	Get $0.00	4.059%	$1,619.00	APPLY ONLINE

10/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.875 %	$940.47	1.000 %	$2,000.00	4.142%	$1,619.00	APPLY ONLINE
4.250 %	$983.88	0.000 %	Get $0.00	4.253%	$1,619.00	APPLY ONLINE

5/1 Jumbo ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.625 %	$912.10	1.000 %	$2,000.00	4.338%	$1,619.00	APPLY ONLINE
3.875 %	$940.47	0.000 %	Get $0.00	4.323%	$1,619.00	APPLY ONLINE

7/1 Jumbo ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	1.000 %	$2,000.00	4.300%	$1,619.00	APPLY ONLINE
4.000 %	$954.83	0.000 %	Get $0.00	4.311%	$1,619.00	APPLY ONLINE

10/1 Jumbo ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.125 %	$969.30	1.000 %	$2,000.00	4.273%	$1,619.00	APPLY ONLINE
4.375 %	$998.57	0.000 %	Get $0.00	4.318%	$1,619.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.375 %	$998.57	1.000 %	$2,000.00	4.479%	$674.00	APPLY ONLINE
4.625 %	$1,028.28	0.000 %	Get $0.00	4.643%	$674.00	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	0.000 %	Get $0.00	4.031%	$674.00	APPLY ONLINE
3.875 %	$1,466.88	1.000 %	$2,000.00	4.055%	$674.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.375 %	$998.57	1.000 %	$2,000.00	4.479%	$674.00	APPLY ONLINE
4.625 %	$1,028.28	0.000 %	Get $0.00	4.643%	$674.00	APPLY ONLINE

VA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.500 %	$1,529.99	1.000 %	$2,000.00	4.683%	$674.00	APPLY ONLINE
4.000 %	$1,479.38	1.000 %	$2,000.00	4.180%	$674.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.