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Working with a Envoy mortgage representative can make your home buying process smooth and fun!

Current Rates
See what current rates are today.

Rate Alert
Be notified when rates hit a certain level.

Rate Quote
Get a rate quote from a mortgage professional.

Several Factors Affect Your Mortgage Rate
Learn about all of the different factors that can change the interest rate of a mortgage.

Annual Percentage Rate (APR)
The true cost of the loan to the borrower expressed in the form of a yearly rate.

Lock In Your Interest Rate
What is a rate lock for and why do you need one.

Closing Costs Explained
Closing costs are the actual expenses that the lender incurs in the origination of a new home loan.

Should I Pay Points
A point is an upfront fee that reduces your monthly interest rate and total interest due over the life of the loan.

Mortgage Calculations by Hand
Learn the formulas for calculating interest rates and payments.

Don't see the rate you want?
REQUEST YOUR RATE
 
Don't see the rate you want?
REQUEST YOUR RATE
 
Interest Rates
ProgramRatePointsAPR
Conforming Program
30 Year Fixed
4.500%1.0004.604%
20 Year Fixed
4.250%1.0004.392%
15 Year Fixed
3.750%1.0003.929%
Government Program
FHA 30 Year Fixed
4.375%1.0004.479%
Full Rate SheetApply Now
 Current Rates
 Current Rates
Core - Research Market Commentary Brief Tuesday’s bond market has opened in negative territory, reversing gains from late yesterday. The stock markets initially opened in negative ground but have since moved into positive territory. The Dow is currently up 26 points while the Nasdaq is up 5 points. The bond market is currently down 17/32, but due to strength in trading late yesterday, we should see this morning’s mortgage rates very close to yesterday’s morning pricing.


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 Contact Us | Mortgage Library                                                                              Call  Today: 888-355-3462
 Contact Us | Mortgage Library                                                                              Call  Today: 888-355-3462